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Small Claims Court

How Much Can You Sue for in Ontario Small Claims Court?

Client and legal representative reviewing financial documents and calculating the value of a Small Claims Court claim in Ontario.

What Is the Monetary Limit for Ontario Small Claims Court?

Ontario Small Claims Court provides individuals and businesses with a streamlined process for resolving civil disputes without the complexity of higher courts.

As of October 1, 2025, the monetary jurisdiction of Ontario Small Claims Court is $50,000, excluding interest and costs.

This means that most claims seeking $50,000 or less can generally be commenced in Small Claims Court.

Clients meeting with a legal representative to review evidence and documents for a Small Claims Court dispute in Ontario.

What Types of Cases Can Be Heard in Small Claims Court?

Small Claims Court handles a wide variety of civil disputes, including:Unpaid debts

  • Breach of contract claims

  • Property damage claims

  • Construction disputes

  • Unpaid invoices

  • Loan repayment disputes

  • Business disputes

  • Landlord and tenant related claims not within the exclusive jurisdiction of the Landlord and Tenant Board

  • Claims involving goods and services

Each case must be assessed individually to determine whether Small Claims Court has jurisdiction.

What Happens If My Claim Exceeds $50,000?

If your claim exceeds the Small Claims Court limit, you may have options.

You may:

Proceed in Superior Court

Claims exceeding the monetary limit may need to be commenced in the Superior Court of Justice.

Abandon the Excess

In some circumstances, a plaintiff may choose to abandon any amount above the Small Claims Court limit in order to proceed in Small Claims Court.

Before making this decision, it is important to understand the legal and financial consequences.

Can Businesses Use Small Claims Court?

Yes.

Corporations, partnerships, sole proprietorships, and other business entities may bring claims in Ontario Small Claims Court.

Many businesses use Small Claims Court to recover unpaid invoices, outstanding accounts, and other debts.

What Can Be Claimed?

Depending on the circumstances, a plaintiff may seek:

  • Money owed

  • Property recovery

  • Compensation for damages

  • Interest

  • Certain legal costs

The available remedies depend on the nature of the dispute and the evidence available.

What Evidence Should I Bring?

Strong evidence is often critical to a successful claim.

Examples include:

  • Contracts

  • Invoices

  • Receipts

  • Photographs

  • Emails

  • Text messages

  • Witness statements

  • Financial records

Proper organization of evidence can significantly improve the presentation of a case.

What Happens After a Claim Is Filed?

The Small Claims Court process typically involves:

Filing the Claim

The plaintiff files a Plaintiff's Claim with the court.

Serving the Defendant

The claim must be properly served on the defendant.

Defence

The defendant may file a Defence responding to the allegations.

Settlement Conference

The parties generally attend a settlement conference before a judge or deputy judge.

Trial

If the matter does not resolve, it may proceed to trial.

Frequently Asked Questions

Can I Represent Myself?

Yes.

Individuals may generally represent themselves in Small Claims Court.

However, many parties choose to obtain legal assistance depending on the complexity of the matter.

Can I Recover My Legal Costs?

In some circumstances, the court may award costs.

The amount awarded will depend on the circumstances of the case.

What Happens If I Win?

Winning a judgment does not automatically result in payment.

Additional enforcement steps may sometimes be necessary.

How Long Does a Small Claims Court Matter Take?

Timelines vary depending on the court location, complexity of the dispute, and whether the matter settles before trial.

How We Help Clients Across Ontario

Cordaie Paralegal Services assists clients throughout Ontario with:

  • Plaintiff's Claims

  • Defences

  • Settlement Conferences

  • Motions

  • Trials

  • Enforcement Proceedings

  • Debt Recovery Matters

  • Contract Disputes

We help individuals and businesses understand the Small Claims Court process and pursue practical solutions to their legal disputes.

Parties participating in a Small Claims Court settlement discussion with a legal representative in Ontario.
Legal representative reviewing financial records and recovery options with a client for a Small Claims Court matter in Ontario.

Book a Consultation

If you are considering starting a Small Claims Court action or have been sued, contact Cordaie Paralegal Services to discuss your situation and available options.

Ready to

Get Started Today

Whether you're facing a legal dispute, responding to a notice, or seeking legal guidance, our team is here to help you understand your options and move forward with confidence.

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Modern professional office workspace for legal consultations in Ontario.

Ready to

Get Started Today

Whether you're facing a legal dispute, responding to a notice, or seeking legal guidance, our team is here to help you understand your options and move forward with confidence.

CTA Image
Modern professional office workspace for legal consultations in Ontario.

Ready to

Get Started Today

Whether you're facing a legal dispute, responding to a notice, or seeking legal guidance, our team is here to help you understand your options and move forward with confidence.

CTA Image
Modern professional office workspace for legal consultations in Ontario.